Why I’m Waiting for the Next Stock Market Crash | Phil Town



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Most of the time, successful investing is a waiting game. Just as there are poor times to sell your stocks, there are poor times to buy them as well, and sitting on money while you wait for a better opportunity is often one of the best investing decisions that you can make. http://bit.ly/2ITq1Ap

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401k Withdrawal Rules – Your Ultimate Guide

If you decide to set up a retirement savings plan early in your life, you will productively set aside enough money that will allow you to live a comfortable retirement. This is the same principle why you should open a 401k plan with your employer.

What is a 401k Retirement Savings Plan?

A 401k account is an investment vehicle for your retirement. Usually done through your employer, you invest a portion of your paycheck into a plan that has a list of benefits for you, typically including a contribution match from your employer.

Withdrawal Rules Under 401K Retirement Plans

Ideally one should not withdraw their 401K retirement money until it matures, there arises some situations when you need the money most, more so due to the lack of any other option. This makes it important for the contributor to know the 401k withdrawal rules, which are mentioned below.

What is an IRA, and Do I Need One?

An IRA is an independent retirement account, meaning it’s a retirement savings account you set up on your own with a company of your choice. There are two main types of accounts, traditional and Roth, which will have an effect on your taxes.

Is Your 401k Safe?

When you contribute to your 401k, you are assuming your employer is actually forwarding the money you’ve invested to your mutual fund company. How do you really know your money is being invested as you’ve directed?

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