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Taking a Loan Against Your 401k Plan
Recently a new option has become available for those that want to take loans from their 401k plans. Normally this is not recommended, but as with everything, sometimes the situation may merit this action. However, instead of doing the standard loans from the 401k, there is now the option to have a debit card linked to the 401k.Overview of 401k Retirement Plans
A 401k retirement plan is what most employers opt to use for its employees. But what exactly is a 401k plan? Everyone has heard the term used over and over again, yet not many people understand what it is. This article will work to explain what a 401k plan is and any other pertinent information related to a 401k plan.Simple Market Timing and Exchange Traded Funds
The stock market is a much more complex and confusing entity that many consumers realize. Many different types of securities are traded every day by small investors as well as huge corporations and even countries.Key to Safe 401(k) Investing
Preaching diversification is popular right now, but its popularity is such for only one reason: people are equating diversification with safety. Diversification is not the most important thing in investing right now. What Americans want and need more than anything else is safety. They want to know that they can put their investments somewhere and their money will grow.Traditional Vs Roth IRA – Which Is Better For Low-Income Earners?
Deciding between a traditional and Roth IRA can be a hard, and individual, decision. You’ll want to look at how much money you make now, and what you expect to have for income in retirement, and make a decision from there.
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