Money Traps to Avoid in 2020 | Phil Town

Money Traps to Avoid in 2020 | Phil Town

2020 is a year that will go down in history. Impeachment process, Coronavirus, a Presidential election at the end of the year, and who knows what else! It’s more important to invest now than ever, and the way to get…

Is Your 401(k) Recession-Proof? | Phil Town

Is Your 401(k) Recession-Proof? | Phil Town

Even though it may not be the best way to grow your money, many Americans have 401(k)s. If a recession hits, what should someone do with that money? Let’s talk about how you can recession-proof your 401(k) so you don’t…

Money Traps to Avoid in Your 50's | Phil Town

Money Traps to Avoid in Your 50’s | Phil Town

If you’re turning 50 years old without having invested a dollar over the course of your life, it isn’t too late to save some money to retire with. With the right approach, it is possible to save up enough for…

Traits of Ordinary Millionaires | Phil Town

Traits of Ordinary Millionaires | Phil Town

When you think of a millionaire, do you envision private jets and Lamborghinis? While these mega-rich millionaires do exist, the ordinary millionaire doesn’t have that same outlook – and that makes reaching millionaire status much more achievable than most people…

How to Live Off Of One Income | Phil Town

How to Live Off Of One Income | Phil Town

There are a number of reasons a family may need to or want to live off of one income. If you’re in this situation and you’re looking for ways to save more and still be able to invest for retirement,…

3 Myths About Millionaires | Phil Town

3 Myths About Millionaires | Phil Town

Today we’re busting myths about millionaires. Most people assume that millionaires all have fancy cars, giant mansions, and are just frivolous with their spending in general. So let’s take a look at some actual millionaires and see how they truly…

Why You’re Wasting Your Money on a 401k | Phil Town

Why You’re Wasting Your Money on a 401k | Phil Town

The 401(k) is not a new concept, and it’s something I get asked about all the time. So, is it worth it? Investing is almost always better than not investing. Making more money WITH your money is the best way…

6 Money Traps to Avoid in Your 40s | Phil Town

6 Money Traps to Avoid in Your 40s | Phil Town

By the time you’ve reached your 40s, you’re probably earning more, saving more, traveling more, and feeling more comfortable — but, be careful. You still face the potential to have your cost of living creep up to a level that…

How to Save $10,000 in 2019 | Phil Town

How to Save $10,000 in 2019 | Phil Town

Looking to save more money this year? In this video I give you guys 6 tips for saving money, including setting a budget, paying yourself first, and even starting your own side hustle. I’ve also included a FREE download to…

4 Middle Class Money Traps to Avoid | Phil Town

4 Middle Class Money Traps to Avoid | Phil Town

Here are 4 common money traps of the middle class. Unfortunately many Americans in the middle class are still living paycheck to paycheck and have no hopes of ever reaching a stress-free retirement. http://bit.ly/2TpWL5o Sign up for my FREE Investing…

The Risks and Rewards of Investing | Phil Town

The Risks and Rewards of Investing | Phil Town

Risk and reward are the yin and yang of investing. Both are always present, though it is certainly possible to reduce your risk and increase your reward if you follow the right investing strategy. http://bit.ly/2FT9TMA Before you can go about…

6 Great Financial Goals to Set for 2019 | Phil Town

6 Great Financial Goals to Set for 2019 | Phil Town

When it comes to your finances, it is important that you get in the habit of making promises to hold yourself accountable. To help you get your finances on the right path, here are 6 financial tips to set yourself…

The Dangers of Holiday Spending | Phil Town

The Dangers of Holiday Spending | Phil Town

Well the most magical time of year comes with it’s own steep costs that may take the joy right out of the new year. While, of course, I give out my fair share of presents each year, I want to…

How to Get Rich for Generations to Come | Phil Town

How to Get Rich for Generations to Come | Phil Town

Like most people, I love my family and want the best possible lives for them. But I also know that life isn’t cheap! I know how much it takes to live in this world and retire. So I want to…

What Happens to Retirement Money When Changing Jobs? | Phil Town

What Happens to Retirement Money When Changing Jobs? | Phil Town

In this video I give you a few ideas on what you should do with your 401k and IRA funds when switching jobs. Changing jobs is a common occurrence and yet so many folks out there don’t know what they…

5 Ways to Improve Your Credit | Phil Town

5 Ways to Improve Your Credit | Phil Town

It’s no secret that your credit score can have a major impact on your ability to get approved for financing—but did you know that your credit score can even affect your ability to rent an apartment or secure certain jobs?…

6 Money Traps to Avoid in Your 30s | Phil Town

6 Money Traps to Avoid in Your 30s | Phil Town

Getting to middle adulthood demands a shift in priorities. Once you stop needing to count the days to your next paycheck, it’s time to start really planning out your financial future. Here are 6 money traps to avoid in your…

The Best Ways to Invest in Your 30s | Phil Town

The Best Ways to Invest in Your 30s | Phil Town

The time value of compound interest simply can’t be overstated. If you begin putting aside $5,000 per year in your thirties, you can expect to generate around $1 million by the time you retire at age 65. When it comes…

Top Investing and Budgeting Apps 2018 | Phil Town

Top Investing and Budgeting Apps 2018 | Phil Town

In the Digital Age, there is certainly no shortage of tools available to help out new investors. From apps that automatically save up your spare change to apps that provide you with the knowledge necessary to stay up-to-date on investing…