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Roth IRA Explained
Roth IRA is an option to consider instead of a traditional IRA that allows you to save money through contributions to an account that you can withdraw after you retire. Many people cannot decide if they should have a traditional IRA or a Roth IRA. Choosing between the two and knowing which one is best is important because you may be able to invest a larger amount for your retirement.Taking Qualified Roth IRA Distributions & Its Effects on Taxable Income
Any ‘qualified distributions’ you take from a Roth IRA will NOT be included in your taxable income, hence making you exempt from paying taxes. You won’t have to pay taxes on the original principal you contributed nor any taxes on capital gains & earnings you have accumulated.Major Differences Between Roth IRA & Traditional IRA
Interestingly, there are 11 different types of IRAs ranging from Individual Retirement Accounts, Employer and Employee Association Trust Account, Spousal IRAs, Rollover Conduit IRA, etc. The most common are the traditional IRAs and the Roth IRA. In this article, we will explain the differences & similarities between the two.How to Choose Markets to Invest in For a 401K
401K’s with ETF’s are an increasingly popular option. This article looks at how smart asset allocation will give you good returns with low risk.When Can I Take Money Out of My 401k?
In these tough times, many people want to know when they can dip into their 401k. Here, you can learn the specifics and the consequences.
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