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What is the Basic Structure of a 401k Plan?
It is important that you understand the basic structure of a 401k plan. Find out what you need to know, right now.Where to Find and How to Use a Roth IRA Calculator
Roth IRAs are all the rage. Find out how you can use a Roth IRA Calculator to help with your retirement planning.Rules For Making IRA Withdrawals
If you are thinking of withdrawing money from your traditional IRA, think very carefully. Whenever you make a withdrawal, you will have to sacrifice some important benefit from the contributions made to the IRA. Any contribution that you make to an IRA account grows tax deferred and you can avail tax deduction in your income tax.Smart Fund Selection Improves IRA and 401K Investing
In a previous article, smart asset allocation was shown to improve returns while reducing risk. In this article, the next step of choosing the best funds from your plan are shown to increase returns 1-2%. This is money that is often left on the table that should be in your pocket.401(k) Fees – Is Your “Free” 401(k) Going to Cost You More Than You Can Imagine?
There have always been sales people telling you that you can get your 401(k) administration (and maybe more) for free. With the new emphasis on fee disclosure and increasingly investment savvy participants, one of these “free” plans may end up costing much more than you bargained for.
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