5 Tips to Reduce Healthcare Costs | Phil Town

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Healthcare expenses continue to eat up the lion’s share of most household budgets. In 2016, the average household saw a 6.2 percent increase in its healthcare costs compared to only a 2.4 percent increase in total spending.

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In this video I give you 5 tips for reducing the amount you spend on healthcare.

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Roth IRA Limits For 2010

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After the last few years of wide swings in the stock market, oil, gold, etc, a simple investment strategy that works is at the top of many investors’ wish list. Many retired individuals have seen 20 to 40 percent losses in their retirement funds. The ideal investment strategy would keep portfolios invested during all major up market moves and be on the sidelines during major down moves. Any strategy used should also avoid over trading. Too much in and out trading can be both psychologically and financially harmful. The understanding and use of simple moving averages will accomplish this.

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How to Plan Your 401K Early Retirement

401K savings plans are great in general, and do have some advantages, but they also pose a risk if you make the wrong decisions. The greatest obstacle in accumulating significant amounts of money, for any purpose not just funding your retirement, is TAX! That’s right!

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