4 Most Important Rules for Investing | Phil Town

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In investing, there are a few steadfast rules that should always be followed. More than suggestions or guidelines, these rules are designed to keep people from making poor investments… and they apply in almost every scenario. http://bit.ly/2I9gbqe

In this video I give you the 4 most important rules of investing that the worlds best investors follow every day.

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Roth IRA Advantages and Disadvantages

When planning for your retirement, you should carefully consider the type of IRA you put your savings in. Roth IRAs offer a number of advantages most people don’t know about.

Why You Should Use Credit Instead of Your Retirement

Because of the high cost consequences you’ll incur if you cash out your 401k early there is good cause to consider using credit instead of your retirement. If you use your credit now you’ll have to pay interest on the money you use, but if you use your retirement you’ll likely lose a much larger percentage in penalties and taxes.

Timely Remittance of Your Employee’s 401(k) Withholdings

When you, as an employer, withhold 401(k) contributions from your employee’s paychecks, you have the requirement to forward these assets to a trust account on a timely basis. In the past, the guidance describing “timely remittance” has been open to some interpretation. The Department of Labor has issued recent guidance that is making the determination much more defined…

A 401k Rollover Means More Money Later

Saving for retirement is a mental game. In order to win, you just have to understand that delaying gratification today has a huge payoff later.

Your 401k Rollover

When you are planning for a career change, the last thing you want to worry about is what to do with your 401k. It seems like one more bureaucratic hassle. That could be a costly mistake and this article will give you some good tips on how to take care of business with a minimum of hassle.

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