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Here are 4 common money traps of the middle class. Unfortunately many Americans in the middle class are still living paycheck to paycheck and have no hopes of ever reaching a stress-free retirement. http://bit.ly/2TpWL5o
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3 Reasons Why You Need to Start Saving For Retirement
The reasons why you need to start saving for retirement are plenty. The ones listed here should convince you that you need to budget some savings for retirement today.
401K Loan Advice – Borrowing Against Your 401KThe best 401k loan advice there is to avoid it. Borrowing against your 401k is a dangerous idea, in large part because of what a great deal it sounds like at first.
What is a 401k Program?A 401k program is an employer sponsored retirement plan. They are set up with multiple ways to help you succeed built into them.
Do Not Get Ripped Off For Not Knowing Roth IRA Withdrawal RulesThere are very many confusing regulations when it comes to knowing the ins and outs of Roth IRA Withdrawal rules. The key phrase to learn, know and love is “qualified distribution.” What exactly is this, one may ask? The simple answer is that this is the withdrawal method that is completely free from penalties and taxes both.
Maxing Out Your 401K ContributionsMaxing out your 401k contributions is a great way to build up your savings for retirement, but it also means you should consider what other options are out there for you to diversify a bit. Roth IRAs are a great way to expand your investments and save further.
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